Friendly societies as insurance before the welfare state
also in The welfare state
Britain's Friendly Societies Act gave legal recognition and protection to friendly societies, the mutual clubs whose members paid regular dues in exchange for sickness, funeral, and old-age benefits. Orders such as the Foresters, the Oddfellows, and countless local societies were the main safety net for working people before state insurance and pensions. Their role shows fraternal orders as practical mutual insurance, not only social clubs.